The Discover it® Cash Back Credit Card offers unlimited cashback match, no annual fee, and a variety of other perks. Explore its advantages, disadvantages, and extra features, and learn how to apply.

The Discover it® Cash Back Credit Card offers unlimited cashback match, no annual fee, and a variety of other perks. Explore its advantages, disadvantages, and extra features, and learn how to apply.

Advantages of the card Discover it® Cash Back

The Discover it® Cash Back Credit Card offers a unique advantage with its Unlimited Cashback Match program, automatically matching all the cash back you’ve earned at the end of your first year, potentially doubling your rewards. Additionally, there is no annual fee, making it an attractive option for those looking to maximize rewards without additional costs. Cardholders can earn 5% cash back on rotating categories such as grocery stores, restaurants, and gas stations, and 1% cash back on all other purchases. The card also features a 0% Intro APR for 15 months on purchases and balance transfers, providing flexibility and savings for new cardholders.

Disadvantages of the card Discover it® Cash Back

One potential disadvantage of the Discover it® Cash Back Credit Card is the need to activate quarterly bonus categories to earn the 5% cash back rewards. For those who forget to activate or who do not frequently shop in the rotating categories, this could result in missed rewards opportunities. Additionally, while the 0% Intro APR is beneficial, there is a 3% intro balance transfer fee that may impact the overall savings for individuals looking to transfer balances from other cards.

Extra features offered by Discover it® Cash Back

Discover it® Cash Back provides several extra features to enhance cardholder experience and security. These include free Social Security number alerts, allowing users to receive alerts if their Social Security number is found on any Dark Web sites, and the ability to freeze your account to prevent new purchases, cash advances, and balance transfers in case of a lost or stolen card. Additionally, cardholders have access to 100% U.S.-based customer service available 24/7, providing peace of mind and support whenever needed.

Learn how to apply for your credit card Discover it® Cash Back

Applying for the Discover it® Cash Back Credit Card is straightforward and can be done online. Potential applicants can visit the Discover website and fill out the online application form, providing personal and financial information as required. Alternatively, individuals can also apply via the Discover mobile app for added convenience. For those who prefer in-person assistance, applications can be submitted at a Discover branch or through a customer service representative.

Discover the main ways to apply for the card Discover it® Cash Back

Prerequisites for requesting the Discover it® Cash Back Credit Card include meeting the eligibility criteria set by Discover, which typically includes being at least 18 years old and having a good credit score. From the site, applicants can easily navigate to the credit card section, select the Discover it® Cash Back option, and follow the prompts to begin the application process. Similarly, the Discover mobile app provides a user-friendly interface for applying on-the-go, while those preferring face-to-face interaction can visit a local Discover branch or contact customer service for assistance.

The Discover it® Cash Back Credit Card offers a compelling combination of rewards, benefits, and security features, making it a top choice for individuals seeking to maximize their cash back earnings while enjoying a range of perks and protections. With its Unlimited Cashback Match program, no annual fee, and additional features like Social Security number alerts and 24/7 customer service, the Discover it® Cash Back Credit Card provides value and peace of mind for cardholders.

The Discover it® Cash Back Credit Card offers a compelling combination of rewards, benefits, and security features, making it a top choice for individuals seeking to maximize their cash back earnings while enjoying a range of perks and protections. With its Unlimited Cashback Match program, no annual fee, and additional features like Social Security number alerts and 24/7 customer service, the Discover it® Cash Back Credit Card provides value and peace of mind for cardholders.