The CIBC Dividend Visa Infinite Card is an exceptional choice for those looking to maximize their savings through a robust cash back rewards program. This card offers an impressive welcome offer, including a first-year annual fee rebate for the primary cardholder and up to three authorized users, and 10% cash back on net purchases for the first four statements, up to $2,000. Cardholders earn 4% cash back on eligible gas, electric vehicle charging, and groceries, 2% on transportation, dining, and recurring payments, and 1% on all other purchases. Additionally, the card provides valuable insurance coverage and exclusive Visa Infinite perks, such as hotel benefits and 24-hour concierge services. With no limit on the total cash back you can earn and the ability to redeem your cash back anytime, the CIBC Dividend Visa Infinite Card is a powerful tool for managing and maximizing your finances.

The CIBC Dividend Visa Infinite Card is an exceptional choice for those looking to maximize their savings through a robust cash back rewards program. This card offers an impressive welcome offer, including a first-year annual fee rebate for the primary cardholder and up to three authorized users, and 10% cash back on net purchases for the first four statements, up to $2,000. Cardholders earn 4% cash back on eligible gas, electric vehicle charging, and groceries, 2% on transportation, dining, and recurring payments, and 1% on all other purchases. Additionally, the card provides valuable insurance coverage and exclusive Visa Infinite perks, such as hotel benefits and 24-hour concierge services. With no limit on the total cash back you can earn and the ability to redeem your cash back anytime, the CIBC Dividend Visa Infinite Card is a powerful tool for managing and maximizing your finances.

Advantages of the CIBC Dividend Visa Infinite Card

The CIBC Dividend Visa Infinite Card offers several advantages that make it a top choice for cash back enthusiasts. The welcome offer provides a 10% cash back on purchases for the first four statements, up to $2,000, and a first-year annual fee rebate for the primary cardholder and up to three additional cards. Cardholders earn 4% cash back on eligible gas, electric vehicle charging, and groceries, 2% on transportation, dining, and recurring payments, and 1% on everything else. With no limit on the total cash back you can earn, this card ensures maximum rewards. Additionally, cardholders benefit from exclusive Visa Infinite perks, such as access to hotel benefits, unique dining events, and 24-hour concierge services.

Disadvantages of the CIBC Dividend Visa Infinite Card

While the CIBC Dividend Visa Infinite Card offers many benefits, it also has some drawbacks. The annual fee is $120, and additional cards cost $30 each after the first year. The purchase interest rate is relatively high at 20.99%, and the cash advance rate is 22.99% for non-Quebec residents and 21.99% for Quebec residents. Additionally, the card requires a minimum individual income of $60,000 or a household income of $100,000, which may not be accessible for everyone.

Extra features offered by the CIBC Dividend Visa Infinite Card

The CIBC Dividend Visa Infinite Card comes with a variety of extra features that add significant value. Cardholders enjoy extensive insurance coverage, including mobile device insurance, out-of-province emergency travel medical insurance, purchase security and extended protection insurance, common carrier accident insurance, and auto rental collision and loss damage insurance. The card also offers fuel savings of up to 10 cents per litre at participating gas stations when linked with Journie Rewards. Additionally, cardholders can send money abroad to over 120 countries with no transfer fees and get up to 25% off auto rentals at Avis and Budget locations worldwide.

Learn how to apply for your CIBC Dividend Visa Infinite Card

Applying for the CIBC Dividend Visa Infinite Card is quick and easy. You can apply online through the CIBC website, and the application process takes about five minutes, with a response typically provided within 60 seconds. The online application is secure and convenient, allowing you to start enjoying the card’s benefits as soon as possible.

Discover the main ways to apply for the CIBC Dividend Visa Infinite Card

There are several ways to apply for the CIBC Dividend Visa Infinite Card. You can visit the CIBC website to complete the online application form, use the CIBC mobile app for a convenient application process, or visit a CIBC branch to apply in person with the assistance of a customer service representative. Each method provides a secure and efficient application experience.

Prerequisites for request

To be eligible for the CIBC Dividend Visa Infinite Card, applicants must meet specific prerequisites. You must be a Canadian resident and have reached the age of majority in your province or territory. Additionally, you need a minimum personal income of $60,000 or a household income of $100,000. These criteria ensure that cardholders have the financial stability to manage the credit obligations associated with the card.

From the site

To apply online, visit the CIBC website and navigate to the CIBC Dividend Visa Infinite Card page. Fill out the application form with your personal and financial information and submit it. You will receive a response within minutes, making the process efficient and hassle-free.

From the site App

Download the CIBC mobile app from the Apple App Store or Google Play Store. Open the app, select the credit card application option, and follow the prompts to complete your application. The app provides a secure platform for applying and managing your card.

By agency

If you prefer to apply in person, visit your nearest CIBC branch. A customer service representative will assist you with the application process, answer any questions, and ensure you meet all the necessary prerequisites.

The CIBC Dividend Visa Infinite Card is an excellent choice for individuals seeking to maximize their cash back rewards and enjoy a range of exclusive benefits. With an attractive welcome offer, high cash back rates on various categories, and valuable insurance coverage, this card provides significant value. Although it comes with an annual fee and higher interest rates, the extensive perks and unlimited cash back potential make it a worthwhile option for those who meet the income requirements. If you are looking for a card that enhances your everyday savings and offers additional financial protection, the CIBC Dividend Visa Infinite Card is a strong contender.

The CIBC Dividend Visa Infinite Card is an excellent choice for individuals seeking to maximize their cash back rewards and enjoy a range of exclusive benefits. With an attractive welcome offer, high cash back rates on various categories, and valuable insurance coverage, this card provides significant value. Although it comes with an annual fee and higher interest rates, the extensive perks and unlimited cash back potential make it a worthwhile option for those who meet the income requirements. If you are looking for a card that enhances your everyday savings and offers additional financial protection, the CIBC Dividend Visa Infinite Card is a strong contender.