The Bank of America® Customized Cash Rewards Credit Card offers a $200 online cash rewards bonus, 3% cash back in a category of your choice, 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases, all with no annual fee. Learn more about this versatile cash back credit card and how it can fit seamlessly into your financial strategy.

The Bank of America® Customized Cash Rewards Credit Card offers a $200 online cash rewards bonus, 3% cash back in a category of your choice, 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases, all with no annual fee. Learn more about this versatile cash back credit card and how it can fit seamlessly into your financial strategy.

Advantages of the card Bank of America® Customized Cash Rewards Credit Card

The card offers a lucrative $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of opening your account. With 3% cash back in a category of your choice, you have the flexibility to earn rewards on the purchases that matter most to you. Plus, automatic 2% cash back at grocery stores and wholesale clubs ensures you earn rewards on everyday essentials, while unlimited 1% cash back on all other purchases adds to your rewards potential. The card also features a low introductory APR offer, making it appealing for those looking to save on interest.

Disadvantages of the card Bank of America® Customized Cash Rewards Credit Card

While the card offers competitive rewards, the 3% and 2% cash back categories are limited to the first $2,500 in combined purchases each quarter. Additionally, after the introductory period, the variable APR can be relatively high, ranging from 19.24% to 29.24%, depending on creditworthiness.

Extra features offered by Bank of America® Customized Cash Rewards Credit Card

Cardholders can enjoy the benefits of Bank of America Preferred Rewards®, earning 25%-75% more cash back on every purchase. This means potential cash back rates of 3.75% – 5.25% in the choice category, 2.50% – 3.50% at grocery stores and wholesale clubs, and 1.25% – 1.75% on all other purchases. Additionally, the card offers security features such as fraud monitoring and $0 Liability Guarantee for fraudulent transactions.

Learn how to apply for your credit card Bank of America® Customized Cash Rewards Credit Card

To apply for the Bank of America® Customized Cash Rewards Credit Card, visit the Bank of America website or use the mobile banking app. Eligible applicants can also apply at a Bank of America financial center or by calling the bank directly.

Discover the main ways to apply for the card Bank of America® Customized Cash Rewards Credit Card

From the site

To apply online, visit the Bank of America website and navigate to the credit card section. Follow the instructions to complete the application form.

From the site App

Download the Bank of America mobile banking app from the App Store or Google Play Store. Log in to your account and navigate to the credit card section to apply.

By agency

Visit a Bank of America financial center near you and speak with a representative to apply in person.

The Bank of America® Customized Cash Rewards Credit Card offers a versatile rewards program with the flexibility to earn cash back on your preferred spending categories. With no annual fee and a generous $200 online cash rewards bonus, it’s an attractive option for those looking to maximize their rewards while maintaining financial flexibility. However, it’s important to consider the quarterly spending caps and variable APR after the introductory period. Overall, this card can be a valuable addition to your wallet, especially for Bank of America Preferred Rewards® members looking to boost their cash back earnings.

The Bank of America® Customized Cash Rewards Credit Card offers a versatile rewards program with the flexibility to earn cash back on your preferred spending categories. With no annual fee and a generous $200 online cash rewards bonus, it’s an attractive option for those looking to maximize their rewards while maintaining financial flexibility. However, it’s important to consider the quarterly spending caps and variable APR after the introductory period. Overall, this card can be a valuable addition to your wallet, especially for Bank of America Preferred Rewards® members looking to boost their cash back earnings.