The Citi Double Cash Card offers double cash back rewards with no category restrictions, along with a generous $200 cash back bonus. This blog post delves into its advantages, disadvantages, and extra features, as well as guidance on how to apply.

The Citi Double Cash Card offers double cash back rewards with no category restrictions, along with a generous $200 cash back bonus. This blog post delves into its advantages, disadvantages, and extra features, as well as guidance on how to apply.

Advantages of the card Citi Double Cash Card

The Citi Double Cash Card presents a lucrative cash back rewards system, offering 1% cash back on purchases and an additional 1% as you pay them off, providing a total of 2% cash back. This system operates without category restrictions, meaning you can earn rewards on all purchases, with no limits on the amount you can earn. Furthermore, the card currently offers a limited-time promotion of 5% cash back on select Citi travel bookings, enhancing its appeal for travelers. Additionally, the card features a low introductory APR on balance transfers, making it an attractive option for those looking to consolidate debt.

Disadvantages of the card Citi Double Cash Card

One of the notable drawbacks of the Citi Double Cash Card is its balance transfer fee, which is 3% of each transfer ($5 minimum) completed within the first 4 months of account opening, and 5% thereafter. While the card offers a competitive rewards program, it lacks specific travel perks or bonus categories that some other cards may provide. Additionally, the variable APR can be relatively high, ranging from 19.24% to 29.24%, depending on creditworthiness.

Extra features offered by the Citi Double Cash Card

In addition to its cash back rewards program, the Citi Double Cash Card provides various benefits, including 24/7 customer service for cardholders’ convenience and contactless payment capabilities for enhanced security. The card is also compatible with digital wallets, allowing users to make secure transactions online, in apps, and in stores.

Learn how to apply for your credit card Citi Double Cash Card

Applying for the Citi Double Cash Card is straightforward and can be done online through the official website. Alternatively, interested individuals can apply by phone by calling the provided number.

Discover the main ways to apply for the card Citi Double Cash Card

Prospective cardholders can apply for the Citi Double Cash Card through the following channels:

From the site

Visit the official Citi website and navigate to the section dedicated to credit cards. Select the Citi Double Cash Card and follow the prompts to complete the application process.

From the site App

Download the Citi Mobile App and access the credit card section. Choose the Citi Double Cash Card and proceed with the application process within the app.

By agency

Visit a nearby Citi branch and speak with a representative to apply for the Citi Double Cash Card in person.

The Citi Double Cash Card stands out for its simple yet rewarding cash back system and additional benefits like 24/7 customer service and contactless payment options. While it may not offer as many travel perks as some other cards, its versatility and lack of category restrictions make it an appealing choice for many consumers. If you’re looking for a straightforward way to earn cash back on your purchases, the Citi Double Cash Card could be the right fit for you.

The Citi Double Cash Card stands out for its simple yet rewarding cash back system and additional benefits like 24/7 customer service and contactless payment options. While it may not offer as many travel perks as some other cards, its versatility and lack of category restrictions make it an appealing choice for many consumers. If you’re looking for a straightforward way to earn cash back on your purchases, the Citi Double Cash Card could be the right fit for you.