The Tangerine Money-Back Credit Card is an excellent option for those looking to earn cash back on their everyday purchases without paying an annual fee. With customizable rewards categories, you can earn 2% cash back in up to three categories of your choice and 0.5% on all other purchases. Additionally, the card offers several extra features, including free cards for authorized users, easy balance transfers, and the ability to track your spending effortlessly. Whether you are a frequent traveler, a grocery shopper, or someone who loves dining out, this card can be tailored to fit your spending habits and maximize your rewards. Learn more about the card’s features, benefits, and how to apply in this comprehensive guide.

The Tangerine Money-Back Credit Card is an excellent option for those looking to earn cash back on their everyday purchases without paying an annual fee. With customizable rewards categories, you can earn 2% cash back in up to three categories of your choice and 0.5% on all other purchases. Additionally, the card offers several extra features, including free cards for authorized users, easy balance transfers, and the ability to track your spending effortlessly. Whether you are a frequent traveler, a grocery shopper, or someone who loves dining out, this card can be tailored to fit your spending habits and maximize your rewards. Learn more about the card’s features, benefits, and how to apply in this comprehensive guide.

Advantages of the Tangerine Money-Back Credit Card

The Tangerine Money-Back Credit Card offers a variety of advantages that make it a standout choice for many consumers. Firstly, there is no annual fee, which means you can enjoy all the benefits without any yearly cost. The card provides 2% Money-Back Rewards in up to three categories of your choice, such as groceries, restaurants, and gas, while all other purchases earn 0.5% cash back. Additionally, if you choose to have your rewards deposited into a Tangerine Savings Account, you can select a third 2% category. Rewards are unlimited and are automatically paid out monthly, ensuring you benefit from every purchase you make.

Disadvantages of the Tangerine Money-Back Credit Card

While the Tangerine Money-Back Credit Card has many benefits, there are some drawbacks to consider. The interest rate on purchases is 19.95%, which is relatively high compared to some other credit cards. The foreign currency conversion fee is 2.50%, which can add up if you frequently travel abroad or make purchases in foreign currencies. Additionally, there is a balance transfer fee of 3% of the amount transferred, with a minimum fee of $5.00. These fees can reduce the overall value of the rewards if not managed carefully.

Extra features offered by the Tangerine Money-Back Credit Card

The Tangerine Money-Back Credit Card includes several additional features that enhance its value. You can add up to five authorized users to your account at no extra charge, making it easy to manage family spending. The card also comes with an easy online “Pause My Card” feature, allowing you to temporarily suspend the card if it’s lost or misplaced. Purchase Assurance and Extended Warranty protection provide peace of mind for your purchases, covering up to a lifetime maximum of $60,000. Furthermore, the card is made of 100% recycled plastic, aligning with environmentally conscious practices.

Learn how to apply for your Tangerine Money-Back Credit Card

Applying for the Tangerine Money-Back Credit Card is a straightforward process. You can apply online through the Tangerine website or via their mobile banking app. The application process is designed to be quick and convenient, allowing you to become a client digitally without the need for physical paperwork. Once your application is approved, you can start using your card to earn rewards immediately.

Discover the main ways to apply for the Tangerine Money-Back Credit Card

There are several ways to apply for the Tangerine Money-Back Credit Card, ensuring flexibility and convenience for prospective cardholders. You can apply directly through the Tangerine website, where you will find a user-friendly application form. Alternatively, you can use the Tangerine mobile banking app to complete your application on the go. If you prefer a more personal touch, you can also visit a Tangerine café or kiosk to apply in person.

Prerequisites for request

Before applying for the Tangerine Money-Back Credit Card, ensure you meet the following prerequisites: you must be a Canadian resident, have reached the age of majority in your province or territory, and have a good credit score. Additionally, you should have a stable source of income to support your credit obligations.

From the site

To apply from the site, visit the Tangerine website and navigate to the credit card section. Fill out the online application form with your personal and financial information. Submit the form, and you will receive a response regarding your application status within a few business days.

From the site App

Download the Tangerine mobile banking app from the Apple App Store or Google Play Store. Open the app and follow the prompts to complete your credit card application. The app provides a secure and efficient way to apply for the card from anywhere.

By agency

If you prefer to apply in person, visit a Tangerine café or kiosk. Speak with a representative who can guide you through the application process and answer any questions you may have. This method allows for a more personalized application experience.

The Tangerine Money-Back Credit Card offers a compelling mix of rewards, flexibility, and additional features, all without an annual fee. It’s an excellent choice for anyone looking to earn cash back on everyday purchases, with the added benefit of customizable rewards categories. While the card does have some fees and a high-interest rate, its overall value and benefits make it a strong contender in the cash back credit card market. If you meet the prerequisites and are looking for a versatile and rewarding credit card, the Tangerine Money-Back Credit Card is worth considering.

The Tangerine Money-Back Credit Card offers a compelling mix of rewards, flexibility, and additional features, all without an annual fee. It’s an excellent choice for anyone looking to earn cash back on everyday purchases, with the added benefit of customizable rewards categories. While the card does have some fees and a high-interest rate, its overall value and benefits make it a strong contender in the cash back credit card market. If you meet the prerequisites and are looking for a versatile and rewarding credit card, the Tangerine Money-Back Credit Card is worth considering.